Franchise & Insurance Advisory
Independent guidance, before you sign.
Meridian Rose advises franchise buyers, business owners, and families on the two decisions where a second opinion matters most: committing to a franchise, and structuring the insurance that protects everything else. Kimberly Rose-Hubbard sits on your side of the table — no commissions, no quotas, no one else's interests.
Schedule a ConsultationPractice I
Franchise Advisory
Buying a franchise is often the largest commitment of a working life. We help you evaluate it with clear eyes before the papers are signed.
- Opportunity evaluation and fit assessment
- FDD review preparation and question frameworks
- Franchisor due diligence and validation calls
- Operations and launch planning
- Growth and multi-unit strategy
Practice II
Insurance Advisory
Coverage decisions are usually made in a broker's office, on a broker's timeline. We review, question, and structure — for you, not the carrier.
- Coverage structuring and gap analysis
- Policy review and annual audit
- Risk assessment for businesses and families
- Renewal and market comparison guidance
- Claims advocacy when it matters most
How an engagement works
A measured process, at your pace
An initial conversation
A confidential call to understand where you are — a franchise you're weighing, a policy stack you haven't reviewed in years, or both. No obligation follows.
Review & analysis
We gather the documents, read what others skim, and organize the questions that deserve answers before you commit to anything.
Recommendations & support
You receive plain-language findings and a clear path forward — with continued counsel through negotiations, renewals, and the seasons that follow.
From the Insights journal
Recent thinking
Ten questions to ask before your FDD review
The Franchise Disclosure Document answers many questions. The better use of it is knowing which questions to bring.
InsuranceThe policy you renewed without reading
Automatic renewal is convenient. It is also how coverage quietly drifts away from the life it was written for.
“Kimberly asked the questions we didn't know to ask. We walked away from one franchise and into a far better one — and we knew exactly why.”— Franchise client, placeholder testimonial
“Thirty years with the same carrier and no one had ever actually read our policies side by side. She did. The gaps she found paid for the engagement many times over.”— Insurance advisory client, placeholder testimonial
The right time to talk is before you sign.
A first conversation is confidential, unhurried, and carries no obligation. Call, or tell us a little about your situation and we'll come prepared.
Schedule a Consultation